| Loan | Early Payoff | Extra Payments | Biweekly Payment | Balloon Payment | Interest Only | Comparison |
SBA Loan Calculator
Use the SBA loan calculator to calculate the monthly loan payments for SBA business. The SBA loan calculator is useful for business owners who want to learn the monthly interest and principal payments and the total costs.
SBA Loan Calculator |
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Mortgage Amount: |
$85,000.00 | |||||
Monthly Payment: |
$1,042.55 | |||||
Total # Of Payments: |
120 | |||||
Start Date: |
Apr, 2025 | |||||
Payoff Date: |
Mar, 2035 | |||||
Total Interest Paid: |
$40,105.68 | |||||
Total Payment: |
$125,105.68 | |||||
SBA Loan Amortization Schedule |
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| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Apr, 2025 | 1 | $584.38 | $458.17 | $1,042.55 | $84,541.83 | |
| May, 2025 | 2 | $581.23 | $461.32 | $1,042.55 | $84,080.51 | |
| Jun, 2025 | 3 | $578.05 | $464.49 | $1,042.55 | $83,616.01 | |
| Jul, 2025 | 4 | $574.86 | $467.69 | $1,042.55 | $83,148.32 | |
| Aug, 2025 | 5 | $571.64 | $470.90 | $1,042.55 | $82,677.42 | |
| Sep, 2025 | 6 | $568.41 | $474.14 | $1,042.55 | $82,203.28 | |
| Oct, 2025 | 7 | $565.15 | $477.40 | $1,042.55 | $81,725.88 | |
| Nov, 2025 | 8 | $561.87 | $480.68 | $1,042.55 | $81,245.20 | |
| Dec, 2025 | 9 | $558.56 | $483.99 | $1,042.55 | $80,761.21 | |
| Jan, 2026 | 10 | $555.23 | $487.31 | $1,042.55 | $80,273.90 | |
| Feb, 2026 | 11 | $551.88 | $490.66 | $1,042.55 | $79,783.24 | |
| Mar, 2026 | 12 | $548.51 | $494.04 | $1,042.55 | $79,289.20 | |
| Apr, 2026 | 13 | $545.11 | $497.43 | $1,042.55 | $78,791.76 | |
| May, 2026 | 14 | $541.69 | $500.85 | $1,042.55 | $78,290.91 | |
| Jun, 2026 | 15 | $538.25 | $504.30 | $1,042.55 | $77,786.61 | |
| Jul, 2026 | 16 | $534.78 | $507.76 | $1,042.55 | $77,278.85 | |
| Aug, 2026 | 17 | $531.29 | $511.26 | $1,042.55 | $76,767.59 | |
| Sep, 2026 | 18 | $527.78 | $514.77 | $1,042.55 | $76,252.82 | |
| Oct, 2026 | 19 | $524.24 | $518.31 | $1,042.55 | $75,734.51 | |
| Nov, 2026 | 20 | $520.67 | $521.87 | $1,042.55 | $75,212.64 | |
| Dec, 2026 | 21 | $517.09 | $525.46 | $1,042.55 | $74,687.18 | |
| Jan, 2027 | 22 | $513.47 | $529.07 | $1,042.55 | $74,158.11 | |
| Feb, 2027 | 23 | $509.84 | $532.71 | $1,042.55 | $73,625.40 | |
| Mar, 2027 | 24 | $506.17 | $536.37 | $1,042.55 | $73,089.02 | |
| Apr, 2027 | 25 | $502.49 | $540.06 | $1,042.55 | $72,548.96 | |
| May, 2027 | 26 | $498.77 | $543.77 | $1,042.55 | $72,005.19 | |
| Jun, 2027 | 27 | $495.04 | $547.51 | $1,042.55 | $71,457.68 | |
| Jul, 2027 | 28 | $491.27 | $551.28 | $1,042.55 | $70,906.40 | |
| Aug, 2027 | 29 | $487.48 | $555.07 | $1,042.55 | $70,351.34 | |
| Sep, 2027 | 30 | $483.67 | $558.88 | $1,042.55 | $69,792.46 | |
| Oct, 2027 | 31 | $479.82 | $562.72 | $1,042.55 | $69,229.73 | |
| Nov, 2027 | 32 | $475.95 | $566.59 | $1,042.55 | $68,663.14 | |
| Dec, 2027 | 33 | $472.06 | $570.49 | $1,042.55 | $68,092.65 | |
| Jan, 2028 | 34 | $468.14 | $574.41 | $1,042.55 | $67,518.24 | |
| Feb, 2028 | 35 | $464.19 | $578.36 | $1,042.55 | $66,939.88 | |
| Mar, 2028 | 36 | $460.21 | $582.34 | $1,042.55 | $66,357.55 | |
| Apr, 2028 | 37 | $456.21 | $586.34 | $1,042.55 | $65,771.21 | |
| May, 2028 | 38 | $452.18 | $590.37 | $1,042.55 | $65,180.84 | |
| Jun, 2028 | 39 | $448.12 | $594.43 | $1,042.55 | $64,586.41 | |
| Jul, 2028 | 40 | $444.03 | $598.52 | $1,042.55 | $63,987.89 | |
| Aug, 2028 | 41 | $439.92 | $602.63 | $1,042.55 | $63,385.26 | |
| Sep, 2028 | 42 | $435.77 | $606.77 | $1,042.55 | $62,778.49 | |
| Oct, 2028 | 43 | $431.60 | $610.95 | $1,042.55 | $62,167.54 | |
| Nov, 2028 | 44 | $427.40 | $615.15 | $1,042.55 | $61,552.40 | |
| Dec, 2028 | 45 | $423.17 | $619.37 | $1,042.55 | $60,933.02 | |
| Jan, 2029 | 46 | $418.91 | $623.63 | $1,042.55 | $60,309.39 | |
| Feb, 2029 | 47 | $414.63 | $627.92 | $1,042.55 | $59,681.47 | |
| Mar, 2029 | 48 | $410.31 | $632.24 | $1,042.55 | $59,049.23 | |
| Apr, 2029 | 49 | $405.96 | $636.58 | $1,042.55 | $58,412.65 | |
| May, 2029 | 50 | $401.59 | $640.96 | $1,042.55 | $57,771.69 | |
| Jun, 2029 | 51 | $397.18 | $645.37 | $1,042.55 | $57,126.32 | |
| Jul, 2029 | 52 | $392.74 | $649.80 | $1,042.55 | $56,476.52 | |
| Aug, 2029 | 53 | $388.28 | $654.27 | $1,042.55 | $55,822.25 | |
| Sep, 2029 | 54 | $383.78 | $658.77 | $1,042.55 | $55,163.48 | |
| Oct, 2029 | 55 | $379.25 | $663.30 | $1,042.55 | $54,500.18 | |
| Nov, 2029 | 56 | $374.69 | $667.86 | $1,042.55 | $53,832.32 | |
| Dec, 2029 | 57 | $370.10 | $672.45 | $1,042.55 | $53,159.87 | |
| Jan, 2030 | 58 | $365.47 | $677.07 | $1,042.55 | $52,482.80 | |
| Feb, 2030 | 59 | $360.82 | $681.73 | $1,042.55 | $51,801.07 | |
| Mar, 2030 | 60 | $356.13 | $686.41 | $1,042.55 | $51,114.65 | |
| Apr, 2030 | 61 | $351.41 | $691.13 | $1,042.55 | $50,423.52 | |
| May, 2030 | 62 | $346.66 | $695.89 | $1,042.55 | $49,727.63 | |
| Jun, 2030 | 63 | $341.88 | $700.67 | $1,042.55 | $49,026.96 | |
| Jul, 2030 | 64 | $337.06 | $705.49 | $1,042.55 | $48,321.48 | |
| Aug, 2030 | 65 | $332.21 | $710.34 | $1,042.55 | $47,611.14 | |
| Sep, 2030 | 66 | $327.33 | $715.22 | $1,042.55 | $46,895.92 | |
| Oct, 2030 | 67 | $322.41 | $720.14 | $1,042.55 | $46,175.78 | |
| Nov, 2030 | 68 | $317.46 | $725.09 | $1,042.55 | $45,450.69 | |
| Dec, 2030 | 69 | $312.47 | $730.07 | $1,042.55 | $44,720.62 | |
| Jan, 2031 | 70 | $307.45 | $735.09 | $1,042.55 | $43,985.52 | |
| Feb, 2031 | 71 | $302.40 | $740.15 | $1,042.55 | $43,245.38 | |
| Mar, 2031 | 72 | $297.31 | $745.24 | $1,042.55 | $42,500.14 | |
| Apr, 2031 | 73 | $292.19 | $750.36 | $1,042.55 | $41,749.78 | |
| May, 2031 | 74 | $287.03 | $755.52 | $1,042.55 | $40,994.27 | |
| Jun, 2031 | 75 | $281.84 | $760.71 | $1,042.55 | $40,233.55 | |
| Jul, 2031 | 76 | $276.61 | $765.94 | $1,042.55 | $39,467.61 | |
| Aug, 2031 | 77 | $271.34 | $771.21 | $1,042.55 | $38,696.40 | |
| Sep, 2031 | 78 | $266.04 | $776.51 | $1,042.55 | $37,919.90 | |
| Oct, 2031 | 79 | $260.70 | $781.85 | $1,042.55 | $37,138.05 | |
| Nov, 2031 | 80 | $255.32 | $787.22 | $1,042.55 | $36,350.82 | |
| Dec, 2031 | 81 | $249.91 | $792.64 | $1,042.55 | $35,558.19 | |
| Jan, 2032 | 82 | $244.46 | $798.08 | $1,042.55 | $34,760.10 | |
| Feb, 2032 | 83 | $238.98 | $803.57 | $1,042.55 | $33,956.53 | |
| Mar, 2032 | 84 | $233.45 | $809.10 | $1,042.55 | $33,147.44 | |
| Apr, 2032 | 85 | $227.89 | $814.66 | $1,042.55 | $32,332.78 | |
| May, 2032 | 86 | $222.29 | $820.26 | $1,042.55 | $31,512.52 | |
| Jun, 2032 | 87 | $216.65 | $825.90 | $1,042.55 | $30,686.62 | |
| Jul, 2032 | 88 | $210.97 | $831.58 | $1,042.55 | $29,855.04 | |
| Aug, 2032 | 89 | $205.25 | $837.29 | $1,042.55 | $29,017.75 | |
| Sep, 2032 | 90 | $199.50 | $843.05 | $1,042.55 | $28,174.70 | |
| Oct, 2032 | 91 | $193.70 | $848.85 | $1,042.55 | $27,325.85 | |
| Nov, 2032 | 92 | $187.87 | $854.68 | $1,042.55 | $26,471.17 | |
| Dec, 2032 | 93 | $181.99 | $860.56 | $1,042.55 | $25,610.61 | |
| Jan, 2033 | 94 | $176.07 | $866.47 | $1,042.55 | $24,744.14 | |
| Feb, 2033 | 95 | $170.12 | $872.43 | $1,042.55 | $23,871.71 | |
| Mar, 2033 | 96 | $164.12 | $878.43 | $1,042.55 | $22,993.28 | |
| Apr, 2033 | 97 | $158.08 | $884.47 | $1,042.55 | $22,108.81 | |
| May, 2033 | 98 | $152.00 | $890.55 | $1,042.55 | $21,218.26 | |
| Jun, 2033 | 99 | $145.88 | $896.67 | $1,042.55 | $20,321.59 | |
| Jul, 2033 | 100 | $139.71 | $902.84 | $1,042.55 | $19,418.75 | |
| Aug, 2033 | 101 | $133.50 | $909.04 | $1,042.55 | $18,509.71 | |
| Sep, 2033 | 102 | $127.25 | $915.29 | $1,042.55 | $17,594.41 | |
| Oct, 2033 | 103 | $120.96 | $921.59 | $1,042.55 | $16,672.83 | |
| Nov, 2033 | 104 | $114.63 | $927.92 | $1,042.55 | $15,744.91 | |
| Dec, 2033 | 105 | $108.25 | $934.30 | $1,042.55 | $14,810.61 | |
| Jan, 2034 | 106 | $101.82 | $940.72 | $1,042.55 | $13,869.88 | |
| Feb, 2034 | 107 | $95.36 | $947.19 | $1,042.55 | $12,922.69 | |
| Mar, 2034 | 108 | $88.84 | $953.70 | $1,042.55 | $11,968.99 | |
| Apr, 2034 | 109 | $82.29 | $960.26 | $1,042.55 | $11,008.73 | |
| May, 2034 | 110 | $75.68 | $966.86 | $1,042.55 | $10,041.86 | |
| Jun, 2034 | 111 | $69.04 | $973.51 | $1,042.55 | $9,068.35 | |
| Jul, 2034 | 112 | $62.34 | $980.20 | $1,042.55 | $8,088.15 | |
| Aug, 2034 | 113 | $55.61 | $986.94 | $1,042.55 | $7,101.21 | |
| Sep, 2034 | 114 | $48.82 | $993.73 | $1,042.55 | $6,107.48 | |
| Oct, 2034 | 115 | $41.99 | $1,000.56 | $1,042.55 | $5,106.93 | |
| Nov, 2034 | 116 | $35.11 | $1,007.44 | $1,042.55 | $4,099.49 | |
| Dec, 2034 | 117 | $28.18 | $1,014.36 | $1,042.55 | $3,085.12 | |
| Jan, 2035 | 118 | $21.21 | $1,021.34 | $1,042.55 | $2,063.79 | |
| Feb, 2035 | 119 | $14.19 | $1,028.36 | $1,042.55 | $1,035.43 | |
| Mar, 2035 | 120 | $7.12 | $1,035.43 | $1,042.55 | $0.00 | |
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