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Construction Loan Calculator

Use the Construction Loan Calculator to calculate the cost of a construction loan and the monthly payments that are required. You can use the construction loan calculator to estimate the costs of building a home.

Online Construction Loan Calculator

Loan Amount
Loan Terms
years
Interest Rate
First Payment Date
Amortization schedule
Show By Month Year

Home Construction Loan Calculator

Loan Amount:
$255,000.00
Monthly Payment:
$8,067.46
Total # Of Payments:
36
Start Date:
Jun, 2024
Payoff Date:
May, 2027
Total Interest Paid:
$35,428.47
Total Payment:
$290,428.47

Construction Loan Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Jun, 2024 1 $1,838.13 $6,229.33 $8,067.46 $248,770.67
Jul, 2024 2 $1,793.22 $6,274.24 $8,067.46 $242,496.43
Aug, 2024 3 $1,748.00 $6,319.46 $8,067.46 $236,176.97
Sep, 2024 4 $1,702.44 $6,365.02 $8,067.46 $229,811.95
Oct, 2024 5 $1,656.56 $6,410.90 $8,067.46 $223,401.06
Nov, 2024 6 $1,610.35 $6,457.11 $8,067.46 $216,943.95
Dec, 2024 7 $1,563.80 $6,503.65 $8,067.46 $210,440.30
Jan, 2025 8 $1,516.92 $6,550.53 $8,067.46 $203,889.76
Feb, 2025 9 $1,469.71 $6,597.75 $8,067.46 $197,292.01
Mar, 2025 10 $1,422.15 $6,645.31 $8,067.46 $190,646.70
Apr, 2025 11 $1,374.24 $6,693.21 $8,067.46 $183,953.49
May, 2025 12 $1,326.00 $6,741.46 $8,067.46 $177,212.03
Jun, 2025 13 $1,277.40 $6,790.05 $8,067.46 $170,421.97
Jul, 2025 14 $1,228.46 $6,839.00 $8,067.46 $163,582.97
Aug, 2025 15 $1,179.16 $6,888.30 $8,067.46 $156,694.68
Sep, 2025 16 $1,129.51 $6,937.95 $8,067.46 $149,756.73
Oct, 2025 17 $1,079.50 $6,987.96 $8,067.46 $142,768.76
Nov, 2025 18 $1,029.12 $7,038.33 $8,067.46 $135,730.43
Dec, 2025 19 $978.39 $7,089.07 $8,067.46 $128,641.36
Jan, 2026 20 $927.29 $7,140.17 $8,067.46 $121,501.20
Feb, 2026 21 $875.82 $7,191.64 $8,067.46 $114,309.56
Mar, 2026 22 $823.98 $7,243.48 $8,067.46 $107,066.08
Apr, 2026 23 $771.77 $7,295.69 $8,067.46 $99,770.39
May, 2026 24 $719.18 $7,348.28 $8,067.46 $92,422.12
Jun, 2026 25 $666.21 $7,401.25 $8,067.46 $85,020.87
Jul, 2026 26 $612.86 $7,454.60 $8,067.46 $77,566.27
Aug, 2026 27 $559.12 $7,508.33 $8,067.46 $70,057.93
Sep, 2026 28 $505.00 $7,562.46 $8,067.46 $62,495.48
Oct, 2026 29 $450.49 $7,616.97 $8,067.46 $54,878.51
Nov, 2026 30 $395.58 $7,671.88 $8,067.46 $47,206.63
Dec, 2026 31 $340.28 $7,727.18 $8,067.46 $39,479.46
Jan, 2027 32 $284.58 $7,782.88 $8,067.46 $31,696.58
Feb, 2027 33 $228.48 $7,838.98 $8,067.46 $23,857.60
Mar, 2027 34 $171.97 $7,895.48 $8,067.46 $15,962.12
Apr, 2027 35 $115.06 $7,952.40 $8,067.46 $8,009.72
May, 2027 36 $57.74 $8,009.72 $8,067.46 $0.00

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